Below are sample crops from an indoor photograph of a book-cover at each of the Fuji Finepix F100's ISO settings. When available, a crop from the Fuji Finepix F50SE at the same ISO setting is shown next to the Fuji F100fd's crop. Images below are all unmodified 100% crops from their respective cameras taken at the highest quality setting. ISO and white-balance were set on camera, everything else was left on automatic.
These crops help determine which ISO settings can be acceptably used on these cameras. As noise increases, most cameras compensate with noise reduction which introduces softness. The result is that, while you can partly reduce noise at the expense of details, the maximum acceptable print size gets smaller as ISO is increased. The point at which a print become unacceptably noisy is a matter of personal taste.
Fuji Finepix F100fd
Fuji Finepix F50SE
ISO 100 - 1/5s F3.5
ISO 100 - 1/7s F2.8
ISO 200 - 1/10s F3.5
ISO 200 - 1/13s F2.8
ISO 400 - 1/18s F3.5
ISO 400 - 1/26s F2.8
ISO 800 - 1/38s F3.5
ISO 800 - 1/52a F2.8
ISO 1600 - 1/75s F3.5
ISO 1600 - 1/110s F2.8
ISO 3200 - 1/150s F3.5
ISO 3200 - 1/240s F2.8
ISO 6400 - 1/300s F3.5
ISO 6400 - 1/480s F2.8
ISO 12800 - 1/600s F3.5
Here we can see that Fuji manages to beat the F50, our previous image quality champion among ultra-compacts. Differences are not that big, but the Finepix F100fd produces slightly sharper images with about a half-stop less noise. Everything else: color, white-balance and exposure is nearly identical on both cameras.